100% Commercial Loans (ON HOLD) & Cash Lines of Credit!

Creative Funding Solutions to Improve the Business Industry.

Leading Commercial & Multi-Family Loans
and Lines of Credit Provider

 100% Commercial Loan - Currently On Hold
 Securities Line of Credit - Up to 98% of Value - No Credit Needed - New
 Credit Lines: Personal & Business - Start Up Business Available
 Business Hard Money Credit Line - Low Scores Accepted

**Please Submit a Scenario Online and Read FAQs 1st.**

Commercial Loans
Multifamily Loans & Apartment Loans
Small Commercial
Loan Program

Broker Enterprise concentrates on providing excellent commercial mortgage loans. Our services includes a wide variety of commercial loans from hotels to buildings to apartments. Broker Enterprise provides a low cost, BEST for source solution for apartment loans and commercial property loans from $100,000 to well over $10 million.

Broker Enterprise has the capabilities to provide 100% creative financing loan if the project qualify. Broker Enterprise provide both Full Documentation loans and Stated Income loans where the applicant can venture into our 100% creative financing loan.

Does 100% mean not a penny out of pocket? Applicants must understand commercial loans involve lots of due diligence and paperwork concerning hundred of thousands to hundreds of millions of dollars. Applicants must be ready to absorb hard costs such as a commercial appraisal (+ $2500 min.), survey, inspection(s), and maybe a Phase I or greater, plus earnest money deposit. Easily the applicants must be ready to have a minimum of $10,000 to approach the seller. Refinancing cash out or rate and term usually requires much less.

Full Documentation Loan refers to a loan where all income and assets are documented. It is typically referred to as a "full doc" loan in the mortgage industry and is a common type of loan used for financing a home and commercial purchase or refinance.

Stated Income Documentation loan is a mortgage where the lender does not verify the borrower's income, by looking at their pay stubs, W-2 forms, income tax returns, or other records. Instead, borrowers are simply asked to state their income, and taken at their word. No Asset Verification available.

Understanding Commercial Loan Documentation and Packaging

All commercial loan packages requires full property income documentations. Examples of documentation includes rent rolls, profit and loss statements, balance sheet, lease agreements, property tax returns, and mainly an executive summary. Additional documentation and paperwork are located at Documents & Faqs .
Full Documentation Loans

Income verification

Proof of Earnings:


W-2 form
Recent pay stub
Tax returns for the past two years

Proof of Earnings (if self-employed):


Profit and loss statements
Tax returns for current year and previous two to three years

Any additional income; for example:


Social Security Overtime bonus Commission Passive income (interest income)
Veteran's Benefits

Asset Verification


Address of one's Bank Branch
Bank account numbers
Checking and savings account statements for the previous 2-3 months
Savings bonds, stocks or investments and their approximate market values

Debt information


Credit card bills for the past few billing periods Other consumer debt; for example:
Car Loans Furniture Loans Student Loans
Other personal and cosigned installment loans with creditor addresses and phone numbers Evidence of mortgage and/or rental payments
Copies of alimony or child support

Information regarding desired purchase


Copy of the Ratified Purchase Contract
Proof one is committed to the purchase
Cancelled deposit check
Stated Income Loans

No Income verification

No Proof of Earnings:


Employment Verification is mandatory
State Income
Higher Interest Rates than Full Doc

Asset Verification ( No Asset Avail. )


Address of one's Bank Branch
Bank account numbers
Checking and savings account statements for the previous 2-3 months
Savings bonds, stocks or investments and their approximate market values

Debt information


Credit card bills for the past few billing periods Other consumer debt; for example:
Car Loans Furniture Loans Student Loans
Other personal and cosigned installment loans with creditor addresses and phone numbers Evidence of mortgage and/or rental payments
Copies of alimony or child support

Information regarding desired purchase


Copy of the Ratified Purchase Contract
Proof one is committed to the purchase
Cancelled deposit check

 

 

 

 


Broker Enterprise, llc

5380 W. 34th st suite 294
Houston, TX 77092
Phone: 832-615-4796
Fax: please scan and email
E-mail: info@BrokerEnterprise.com

About Our Service...

With our service, we can work with clients to . . .
acheive no money out of pocket. In order for this process to perform successfully, clients must have the right mindset to move forward; refer to our special note. This may not work for every client.